Values
Helping our clients remain confident knowing they have an investment team behind them that is dedicated to:
Fiduciary Responsibility
As a fiduciary we are held to the highest standards of conduct and will always act in our clients’ best interests. Our recommended strategies will take an objective and holistic approach, suitable for each person’s financial situation.
Engaged Partnership
As a financial partner, we will implement agreed-upon financial strategies, perform ongoing reviews, and rebalance investment accounts to help keep our clients’ plans on track. We will meet to evaluate each plan’s progress, discuss each person’s specific needs, and make any strategic adjustments.
Complete Transparency
We provide complete transparency of each client’s investment strategy. We provide regular account updates, and clients may view investment performance, allocations, holdings, trades, dividends, and more through our secured portal.
Professional Execution
Our planning, operations, and investment specialists work in concert with an investment committee and insurance specialists to provide additional professional management resources to our clients.
Team
Helping Create Successful Outcomes Through Market Cycles
Wealth Team
Krisstin Petersmarck RICP®, NSSA® and IRMAACP®
Founder, President
Krisstin Petersmarck is the President and Founder of New Horizon Retirement Solutions who began her financial services career in 2008 as a portfolio manager for Asset Backed Receivables. As fate would have it, also in 2008, Krisstin’s father dropped the bombshell that, like many others, most of his life savings had been lost to the Wall Street crash of 2007-2008.
While navigating the turmoil of her father’s financial future he suffered a stroke and what was left of his life savings was taken to pay associated medical expenses. After being forced to downsize his home, sell his cars and motorcycles, Krisstin developed a passion to ensure that others not fall victim to the same financial pitfalls which destroyed her fathers future.
Krisstin spent many years mentoring and working alongside top Financial Advisors and receiving designations specific to her niche of Retirement Planning, Risk Management and Risk Mitigation. As an Retirement Income Certified professional (RICP®), National Social Security Advisor (NSSA®) and IRMAA Certified Professional (IRMAACP®) she knows what it takes to create a plan for the goals of her clients in retirement. Krisstin’s clients are nearing, or already living through, the Retirement phase of their life.
When she is not helping clients reach their financial goals, Krisstin can be found with her husband, Edward, and three children, Edward III, Elle and Edison.
Edward Petersmarck Jr.
Wealth Management Specialist SM
With over 20 years in financial service Edward brings both experience and expertise in Wealth Management specific to risk mitigation and risk management, for pre-retirees and those already retired, helping them achieve financial peace of mind. Focused on personalized strategies, Edward specializes in retirement income planning, investment guidance, and protecting wealth for future generations. Edward believes that retirement should be about both freedom and security and works closely with New Horizons Retirement Solutions to create plans that align with the goals, values, and lifestyles of our clientelle. When not advising clients, you can find Edward in the gym or at the lake with his family bringing the same passion for planning into every aspect of life!
Edward Petersmarck III
Medicare Specialist and Insurance Agent
Edward J. Petersmarck III, New Horizon Retirement Solutions newest Insurance Agent, grew up immersed in the financial and insurance industries, learning the values of hard work and excellence from his parents. At Brother Rice High School, Oakland County College, and Oakland University, he balanced academics with athletics, contributing to his dedication to teamwork and perseverance. Following in his family’s footsteps, after high school he set out to pursue a career in Life and Health insurance, embracing the challenges of rigorous study and licensure to help others secure their financial futures.
Investment Team
Thomas Rozman, CFA®, CAIA®
Chief Investment Officer
Mr. Rozman is responsible for leading the Investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. Mr. Rozman earned an M.B.A. from the University of Chicago Booth School of Business and a B.A from St. Olaf College.
Paul Tinnirello
Director of Operations
Mr. Tinnirello is responsible for overseeing Operations for Simplicity Wealth. He has more than 25 years of experience in the financial services industry, and was most recently Chief Operating Officer at Bleakley Financial Group. He began his career as a Financial Advisor at Merrill Lynch before transitioning into leadership, management, and compliance roles at wirehouses and RIAs. Mr. Tinnirello holds dual Masters degrees from Fordham University, with concentrations in Management and Finance.
Michael Mortellaro
Head of Planning
Mr. Mortellaro is responsible for leading the Planning team for Simplicity Wealth. Prior to Simplicity, Mr. Mortellaro led the Practice & Planning teams at Global Financial Private Capital. In his 25 years of experience in the financial services industry, he also held executive leadership positions at Charles Schwab, Fidelity Investments, and New York Life. Mr. Mortellaro is Series 7, 9, 10, 63 and 65 securities licensed, and is a Life and Health insurance licensed agent. Mr. Mortellaro earned a B.B.A. from American Intercontinental University.
Scott Raider
Chief Compliance Officer
Mr. Raider serves as Chief Compliance Officer for Simplicity Wealth. Prior to joining Simplicity, Mr. Raider served as Chief Compliance Officer for a rapidly expanding independent financial advisory firm and as a Designated Principal and Compliance Supervision Analyst at the largest independent broker-dealer in the nation. With over a decade of experience in compliance supervision and regional management, Mr. Raider directs the development and optimization of compliance policies, procedures, and systems across the Wealth channel. Mr. Raider earned a B.S. in Political Science from the University of California, Santa Barbara.